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+--- Thread: Insurance company is auditing me for "too many cars" (/showthread.php?tid=3694)
Insurance company is auditing me for "too many cars" - JB3 - 05-30-2012
lol, thats what they said.
I have USAA military insurance (awesome), and yesterday insured my (I think), 43rd car with them in 10 years.
The guy was all sunshine and roses until he saw how many cars I have had, then had to refer to a supervisor, and now my policy is going to be reviewed by underwriters to establish whether I am abusing the type of policy or some such. Not sure, I am supposed to call, they are supposed to call, ect.
Apparently the honeymoon is over, and they are frustrated with my active hobby.
we will see how it plays out, but if you have USAA, the number is 40 vehicles FYI before it sets off this review.
RE: Insurance company is auditing me for "too many cars" - willbhere4u - 05-30-2012
I've got broad form insurance! It covers me as a driver not my cars It's like have limited liability on anything my ass is sitting in. plus uninsured motorist and medical
Best part I don't have to have insurance cards in every car and I don't have to call them every time I buy a new car
RE: Insurance company is auditing me for "too many cars" - JB3 - 05-30-2012
(05-30-2012, 09:00 AM)willbhere4u I've got broad form insurance! It covers me as a driver not my cars It's like have limited liability on anything my ass is sitting in. plus uninsured motorist and medical
Best part I don't have to have insurance cards in every car and I don't have to call them every time I buy a new car
what provider?
I wonder if this is something I can get here, or if its something local to you? Ill call them and see. Would be convenient, and eliminate this problem
EDIT:
Is it on a commercial policy? I have commercial insurance, and could do it through my business insurance, but not through my personal insurance. Is your broad form insurance based off a business insurance account?
RE: Insurance company is auditing me for "too many cars" - lgreeley83 - 05-30-2012
ive got usaa. I wonder how long till i get audited. I dont understand though, if you are paying for it what could be the problem?
RE: Insurance company is auditing me for "too many cars" - JB3 - 05-30-2012
they want to make sure that im not running a used car dealership, and for that there is specific commercial insurance.
Spoke to them today, a very nice USAA lady completely saw my point about it being similar to shoes for girls, just a bit more expensive.
Im back in the black, as long as I assert that frenetic car insuring is a hobby, and not a business, no problems.
The do recommend that I stop insuring parts cars to drive them back and cancel for whatever bit I need. There are at least 10 cars on there that were insured for 2 days at most, so thats how they got suspicious. Ill do more towing I think
RE: Insurance company is auditing me for "too many cars" - willbhere4u - 05-30-2012
Ive got viking broad form insurance its personal but I could use it for driving customer cars if I ran a business! it's around $40 a month
RE: Insurance company is auditing me for "too many cars" - Captain America - 05-30-2012
Whats insurance?
RE: Insurance company is auditing me for "too many cars" - larsalan - 05-31-2012
(05-30-2012, 11:10 PM)Captain America Whats insurance?
I think it's when you get extra cars. So that if one or more break down you have some backups. I could be mistakin.
RE: Insurance company is auditing me for "too many cars" - capflya - 06-13-2012
(05-30-2012, 11:10 PM)Captain America Whats insurance?
RE: Insurance company is auditing me for "too many cars" - Purplecomputer - 06-14-2012
(05-30-2012, 09:11 PM)willbhere4u Ive got viking broad form insurance its personal but I could use it for driving customer cars if I ran a business! it's around $40 a month
40 a month, mines like 4000 a month
RE: Insurance company is auditing me for "too many cars" - JB3 - 06-14-2012
(06-14-2012, 03:47 PM)Purplecomputer(05-30-2012, 09:11 PM)willbhere4u Ive got viking broad form insurance its personal but I could use it for driving customer cars if I ran a business! it's around $40 a month
40 a month, mines like 4000 a month
he must have some kind of crazy deal based on location, I thought the same, and can't even get something like that without having it be for a company. None of the insurance companies I called could duplicate that deal.
(06-13-2012, 02:05 PM)capflya(05-30-2012, 11:10 PM)Captain America Whats insurance?
too expensive, saran wrap has many uses for the house and home
RE: Insurance company is auditing me for "too many cars" - Thirdrem - 06-18-2012
Haha that is funny! I bet you didn't think so, at the time. I have a whopping 1 car!
And my insurance is $85 a month liability w/ uninsured and underinsured, plus roadside assistance. Not too bad.